Lifetime lease on a home of your choice

An affordable dream home in retirement

1) Find your dream home for us to purchase
2) Buy an affordable lifetime lease
3) Live in your dream home

We will offer a lifetime lease on a home of your choice anywhere in the UK rent free with no limit to the property’s price if you are over the age of 70.

Benefits
Whatever your reasons, whether simply to downsize to a more manageable property, be closer to your friends & family or to move into your ideal home in the countryside or by the sea, you can find and afford a dream home in retirement.

You can benefit from having extra cash to invest and supplement your retirement income, to spend on holidays, pay off debts, for Inheritance gifts or just to spend as you wish.

The cost of a Life Time tenancy
The cost of the lease is calculated as a percentage of the property’s value; typically 25% - 55% based on your age, gender and whether you are single, married or have a partner. Because everyone’s circumstances and budgets are different we can tailor leases to exclude repairs, maintenance and insurance or if you wish we will accept a reduced rent to keep the cost of the lease to a minimum. We will also take into account any reduced life expectancy because of ill health.

Free Appraisals - No hidden costs
There are absolutely no hidden costs; no Estate Agent’s, brokers or valuation fees. We’ll even pay your agreed legal costs in full. We will give you a decision in minutes and any discussions are in the strictest confidence and are without obligation.

Under 65
For those under 65 (minimum age 45 years), you can agree a rent up to, but not exceeding the current market rent. The amount of rent that you are willing to pay, together with your personal circumstances as above, value and location of the property will determine the price of any life time tenancy.

A quick move
Swift Capital’s Express Home Buyers® can, if required, purchase your existing home and co-ordinate this with completion of a tenancy, guaranteeing you the legal right to stay in your new home for the rest of your life. We offer an appraisal of your property’s value in minutes and an immediate offer. It’s quick, it’s easy and there are no chains, hidden costs, estate agents’ fees or delays to worry about including last minute negotiations, and having to show people round your home. We have completed well in excess of 1,000 transactions and pride ourselves on making the most competitive and dependable cash backed offers.

Any property or problem
We are well versed and experienced in dealing with many property types, unforeseen problems and situations. Swift Capital will purchase hassle free for cash any type of residential property, whether it’s your main home, an inherited property, second home or a buy-to-let (with or without tenants), in perfect condition or in need of refurbishment, even those on short leases or with Landlord S20 major works notices, anywhere in the UK including Scotland and Northern Ireland.